Key Benefits:

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Benefits available for your entire family

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No Deductibles!

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Pregnancy is covered the same as sickness

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Pays in addition to any other insurance program

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No medical questions required. Pre-existing conditions will be covered after 12 months of plan participation.

Overview of BASIC PLAN Benefits

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See any doctor or specialist – no network required!

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Pays up to $200 per visit for outpatient doctor’s office for sickness

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Pays up to $150 per year for an annual physical exam or screening test

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Well Baby Care – Pays $50 per visit (up to 4 visits per year) for insured dependent child 12 months or younger

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Pays up to $200 for Emergency Room treatment for sickness

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Pays up to $300 for Emergency Room treatment for accidents

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$500 Hospital Admission Benefit

Daily Hospital Confinement Benefits - $200 per day for sickness; $400 per day for accidents

Pays up to $600 per day for Intensive Care

Surgical & Anesthesia Benefits – Up to $3,000 based on procedure schedule

Overview of PREMIER PLAN Benefits

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See any doctor or access one of the national network PPO providers who have agreed to offer eligible services at a network contracted rate making your benefits go further! Visit www.providerlocator.com (Access code = KELLY) for current provider information.

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Same benefits as the BASIC PLAN but the PREMIER PLAN offers enhanced Daily Hospital Confinement Benefits; $600 per day for sickness and $800 per day for accidents or Intensive Care.

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Includes a Patient Concierge Service – The patient concierge will answer any questions you may have about the networks and provide you with a list of participating physicians and hospitals in your area.

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Includes Patient Advocacy from the Karis Group. For members who find themselves with medical bills in excess of $7,500, Karis negotiators will advocate on your behalf by working with the provider and you to find a mutually agreeable solution.