Rates and Information

Group Limited Accident & Sickness Plans
Tiers 1, 2, 3 & 4

As health insurance choices become more expensive and complex, you may need more options. Many of the PPACA (Affordable Care Act) compliant plans currently being offered may include high deductibles and co-pay amounts that can result in substantial out- of- pocket costs for you and your family.

Although not PPACA compliant, the Group Limited Benefit Accident and Sickness Plans offered in the Benefit Alliance Plan are designed to provide benefits that can help fill gaps in coverage which may exist in PPACA compliant policies. These benefits can help reduce your out-of-pocket medical expenses that may result fom the high deductible and co-pay requirements.

The Group Limited Benefit Accident and Sickness Plans are portable, STAND ALONE or PAY IN ADDITION TO ANY OTHER HEALTH INSURANCE PLANS.

The Tier 1, 2, 3, and 4 plans are designed to provide FIRST DOLLAR BENEFITS - with NO DEDUCTIBLES or CO-PAYS. Subject to each Tier's limitations, they all include the following benefits:


 

No Deductibles

See any doctor or utilize the nationwide PHCS PPO Network to reduce your healthcare costs.

Doctor's Office Visit Indenity Benefits

  Wellness and Well Child benefits for routine physical exams
  Pregnancy covered the same as sickness
  Hospital Admission Indemnity Benefit
  Daily In-Patient Hospital and Surgical Indemnity Benefits
  Daily Intensive Care Indemnity Benefits
  Emergency Room Indemnity Benefits
  Out-Patient Surgical Indemnity Benefits

In-Patient Surgical Indemnity Benefits

  Out-Patient Prescription Drug Benefit - Tier 3 & 4 Plans
  Screening Test Benefits
  No medical questions - Pre-Existing conditions covered after 6 months of plan participation
  Benefits for your entire family
  All plans are portable

 

Click Here for a Quick Comparison of all Plans

Click Here To Search PHCS PPO Network for Doctors

*An optional prescription drug plan is available in all states for more information click here

In addition, Short Term Major Medical Plans
are available in most states!

Important Notice - None of the Group Limited Accident & Sickness plans meet the Massachusetts state mandated coverage requirements.

This policy provides limited benefits on a fixed indemnity basis. It does not constitute comprehensive health insurance coverage (often referred to as "major medical coverage" and does not satisfy a person's individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA).

Return to the top of the page


Copyright ©2003-2007 Leslie & Associates, Inc. All rights reserved.
site index
Medical Plans
Group Limited Benefit PlansMid Med PlansShort Term Major MedicalIndividual Major Medical
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item
nav item