Rates and Information


Group Term Life Insurance
Group Term Life Insurance from Benefit Alliance offers you important Life Insurance protection at affordable group rates!

 


Key Benefits:

  • Coverage for you, your spouse and your dependent children
  • No physical examinations required for you or any eligible family member
  • Guaranteed Issue for you - Up to $100,000 providing you are actively at work on the day your insurance becomes effective
  • Guaranteed Issue for your spouse - Up to $50,000 providing he or she is not hospital confined on the day the insurance becomes effective and is performing normal activities of a person of like age and sex
  • Guaranteed Issue for your dependent children - Up to $10,000 - same provisions as for your spouse
  • Accidental Death and Dismemberment Benefit included - Pays in addition to the basic policy if death is caused by an accident
  • Accelerated Benefit Payment - Pays up to 50% of the policy face amount if the insured is diagnosed as terminally ill. (There is a 180 day waiting period from the time the policy is issued)
  • Salaried Benefit Counselors to answer questions and provide enrollment assistance

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