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Coverage
for you, your spouse and your dependent children
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No
physical examinations required for you or any eligible family
member
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Guaranteed
Issue for you - Up to $100,000 providing you are actively
at work on the day your insurance becomes effective
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Guaranteed
Issue for your spouse - Up to $50,000 providing he or she
is not hospital confined on the day the insurance becomes
effective and is performing normal activities of a person
of like age and sex
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Guaranteed
Issue for your dependent children - Up to $10,000 - same
provisions as for your spouse
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Accidental
Death and Dismemberment Benefit included - Pays in addition
to the basic policy if death is caused by an accident
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Accelerated
Benefit Payment - Pays up to 50% of the policy face amount
if the insured is diagnosed as terminally ill. (There is
a 180 day waiting period from the time the policy is issued)
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Salaried
Benefit Counselors to answer questions and provide enrollment
assistance